Agricultural Finance and Cooperation Notes

agricultural finance and cooperation notes pdf

Agricultural Finance and Cooperation is a basic book that provides information on the principles of cooperation and the significance of cooperatives in Indian agriculture. Agricultural Cooperation in India- credit, marketing, consumer and multi-purpose cooperatives, farmers. This is the basic fundamental subject for second year BSc Agriculture students.  If you’re looking for Agricultural Finance and Cooperation notes you are at perfect place. Here, you can find all BSc Agriculture notes at one platform. We have updated the Agricultural Finance and Cooperation notes as per latest ICAR 5th Dean Committee syllabus. Here you will also find Agricultural Finance and Cooperation syllabus and notes.

Name of PDFAgricultural Finance and Cooperation  
SyllabusAs per ICAR 5th dean committee
CourseBSc Agriculture
Semester3rd semester
LaunguageEnglish
Notes SourceICAR
Number of pages180
PDF Size1.46 MB

Agricultural Finance and Cooperation Theory Syllabus

Agricultural Finance- meaning, scope and significance, credit needs and its role in Indian agriculture. Agricultural credit: meaning, definition, need, classification. Credit analysis: 4 R’s, and 3C’s of credits. Sources of agricultural finance: institutional and non-institutional sources, commercial banks, social control and nationalization of commercial banks, Micro financing including KCC. Lead bank scheme, RRBs, Scale of finance and unit cost. An introduction to higher financing institutions – RBI, NABARD, ADB, IMF, world bank, Insurance and Credit Guarantee Corporation of India. Cost of credit. Recent development in agricultural credit. Preparation and analysis of financial statements – Balance Sheet and Income Statement. Basic guidelines for preparation of project reports- Bank norms – SWOT analysis.

Agricultural Cooperation – Meaning, brief history of cooperative development in India, objectives, principles of cooperation, significance of cooperatives in Indian agriculture. Agricultural Cooperation in India- credit, marketing, consumer and multi-purpose cooperatives, farmers’ service cooperative societies, processing cooperatives, farming cooperatives, cooperative warehousing; role of ICA, NCUI, NCDC, NAFED.

Agricultural Finance and Cooperation  Practical Syllabus

Determination of most profitable level of capital use. Optimum allocation of limited amount of capital among different enterprise. Analysis of progress and performance of cooperatives using published data. Analysis of progress and performance of commercial banks and RRBs using published data. Visit to a commercial bank, cooperative bank and cooperative society to acquire firsthand knowledge of their management, schemes and procedures. Estimation of credit requirement of farm business – A case study. Preparation and analysis of balance sheet – A case study. Preparation and analysis of income statement – A case study. Appraisal of a loan proposal A case study. Techno-economic parameters for preparation of projects. Preparation of Bankable projects for various agricultural products and its value added products. Seminar on selected topics.

Agricultural Finance and Cooperation
Agricultural Finance and Cooperation